Tag: money

2016 Savings Plan for 25,500/= Update 2

Total Savings so far: Ksh 1,500/=

Did that week fly or what??? Am still stuck at Wednesday, but knowing that the weekend is here has pulled me to Friday.

Oh, Hi people!How have you been? Has the week treated you well?

I am down with a cold, tonsillitis, sore throat and I am just feeling a major case of drowsiness. Anyway, I have managed to pull myself together since I have client reports that need to be sent in by tomorrow. I am trying my best while chewing on sore throat lozenges. By the way, please advice on the fastest remedy for sore throats and colds. I will appreciate it.

Let’s get back on topic. Are you saving?? Are you on track with the 2016 savings plan to save 25,500/=. I am and I am so happy I made this commitment. If it were not for this blog and the commitment I have made to you readers, I know I would have already forgotten about this savings plan.

2016 Savings Plan word-3rd weekBut, I have been saving a hundred bob here and there and I just deposited my Ksh 500/= for today, Friday the 29th. (Can you see the small ticks on my plan on the picture above? Those are my motivation ticks. They show my progress!) You can print the plan and tick whenever you deposit money, which should be every Friday.

Have you deposited your savings for today? Go ahead, DO IT. RIGHT NOW!!

If you have no idea what the 2016 savings plan is all about, check details HERE.

The first update is HERE.

Kama sio saa hii, ni sasa hivi!

Let’s say bye bye to Njaanuary and welcome to the month of love in style.

Follow us On Facebook HERE for more progress details.

NB: Some Life Inspiration and Finding Joy in Everyday Life.


2016 Savings Plan: Update 1

Hi lovely people!

I hope your week has been awesome!Mine has been good, filled with long work days and potty training evenings!Yea..that is what motherhood entails. In-between everything, I have found little moments of joy especially when laughing with my husband or playing with my toddler. Life is good.

Anyway, onto the serious matter at hand. My post on how we can all save 25,500/= bob by the end of the year was the most popular post ever. I was amazed at how many people were willing to join in the challenge. If you are yet to join us, check out this post for all the details.

Just a reminder, it is not too late to join in. This is only the second Friday of the saving challenge and I know you can do it. If am doing it, anyone can. So print out the saving plan and start saving NOW NOW!!Kama sio saa hii, ni sasa hivi!!

For the update: I have already made my deposit for today, which means there is Ksh: 1,000/= bob in my savings account. It feels so good to say it and just know that am making little but positive steps towards increasing my savings!!

Have you deposied your 500 yet?? Go ahead, DO IT!

2016 Savings Plan largeAnd those who are still waiting on the sidelines, yea I can see you and you and you, c’mon people, join us and lets play together!

Have a beautiful weekend.

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The 2016 Savings Plan: Save 25,500/= this Year

One of my resolutions this year is to save more. All the financial books, tv shows and advisors mention that if you want to have a successful life, you have to learn the at of saving. Of course, am not just following financial advice from books, am doing this out of my own innate desire to have some cash kept away for a rainy day or for something really special that I may want.

I have seen several yearly plans that focus on saving a little cash every week for a whole year. However, most of these plans are in dollars and are not streamlined to fit a Kenyan with low to middle-income.

So, I came up with a plan that is in Kenyan shillings and is also attainable. I thought about this for almost two weeks, and I was especially finding it difficult to come up with an amount that would suit my needs and those of others like me who want to save.

I wanted something ambitious, (because an amount too low will soon become boring), but I still wanted it to be achievable. I initially wanted to replicate a saving plan I had seen in one chama I used to be in where everyone contributed 100 bob everyday. However, I remembered how I struggled on some days to come up with the 100 bob and to have it delivered on time.


To conquer this, I decided that in my savings plan, I would save 500/= bob every Friday for the next 51 Fridays. This translates to 100 bob every weekday, while weekends are rest days. Every Friday, I will make it a habit of depositing 500 bob on whatever saving platform I choose, be it M-Shwari Lock Savings account or my bank account. I will just have to make sure I have no access to the funds, lest temptations come along.


To keep you motivate, you can choose a specific goal that you want to accomplish using the money saved. For me, the ultimate goal is to cultivate a saving culture within myself and my family, and there might be a few things I want to buy at the end of it all. Halfway through, I might withdraw the saved amount and transfer it to my investment kitty to ensure am maximizing interest.


I would love it if you would join me in this challenge. I will attach a picture of the plan, as well as a link to the PDF version of the plan. You can print it and hung it on your wall. Every Friday, I will be ticking one box (on the column titled deposited yes/no) once I make the deposit. By making this plan public, am not only showing my commitment, but am hoping that my readers can keep me accountable.

Fun fact: There will be 53 Fridays in 2016. My challenge started 2 weeks late, hence I will be saving for 51 Fridays. 2016 Savings Plan largeYou can send me a message via my Facebook Page, so that we can keep each other accountable.

Print the picture above for more info. Link to PDF version below.

2016 Savings Plan pdf

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