Month: January 2016

2016 Savings Plan for 25,500/= Update 2

Total Savings so far: Ksh 1,500/=

Did that week fly or what??? Am still stuck at Wednesday, but knowing that the weekend is here has pulled me to Friday.

Oh, Hi people!How have you been? Has the week treated you well?

I am down with a cold, tonsillitis, sore throat and I am just feeling a major case of drowsiness. Anyway, I have managed to pull myself together since I have client reports that need to be sent in by tomorrow. I am trying my best while chewing on sore throat lozenges. By the way, please advice on the fastest remedy for sore throats and colds. I will appreciate it.

Let’s get back on topic. Are you saving?? Are you on track with the 2016 savings plan to save 25,500/=. I am and I am so happy I made this commitment. If it were not for this blog and the commitment I have made to you readers, I know I would have already forgotten about this savings plan.

2016 Savings Plan word-3rd weekBut, I have been saving a hundred bob here and there and I just deposited my Ksh 500/= for today, Friday the 29th. (Can you see the small ticks on my plan on the picture above? Those are my motivation ticks. They show my progress!) You can print the plan and tick whenever you deposit money, which should be every Friday.

Have you deposited your savings for today? Go ahead, DO IT. RIGHT NOW!!

If you have no idea what the 2016 savings plan is all about, check details HERE.

The first update is HERE.

Kama sio saa hii, ni sasa hivi!

Let’s say bye bye to Njaanuary and welcome to the month of love in style.

Follow us On Facebook HERE for more progress details.

NB: Some Life Inspiration and Finding Joy in Everyday Life.


Monday Inspiration from a Journal Entry from 2013

Hi people!Happy new week.

monday inspirationI was looking through my old things last week, and I found a few of the diaries I have kept in the past. If you know me, you know that I love to write a lot. I write about the simplest things and my diaries are filled with little notes, to God, to myself, to my family and to my friends. I even found one where I wrote to my future baby (the one I already have now). It was a weird conerstaion I tell you.

As I went throuh the diaries, I found one from 2013 and started going through it. I usually do this from time to time, and am always surpised to see how my life and way of thinking has changed over the years. Anyway, in this 2013 diary, I found only a few entries, but the major one was in January. It was a similar period to what we are going through now, but the contents were completely different. It was a letter to God, dated January 2013. In this letter, I delved into some of the things I was going through in my life. I had just discovered I was pregnant, but things were not looking so good.

I wrote:january 2013“Hi, its Monday and am still in the house. It’s almost 11 a.m. and I’ve not even taken a shower…..I don’t have a job….Am scared that I will turn into a resentful, dependent housewife who brings nothing to the table. Am scared that my life is going down the drain. I am currently not seeing any solution that I can put in motion. I feel helpless.”

That was the first part of the diary entry. After spewing all my problems on paper, I continued to the next part:

“I want to feel good. I want to feel motivated and driven. I want to feel excited. I want something to do. I want a job. Something am good at. I want something that will earn me good money. I want my bills paid on time. I want to come home happy, satisfied and that I did a great job.”

After this part, I went ahead to finish off the entry by saying:

“There are so many things am thankful for. Am alive and well and pregnant. Am so grateful.”

As I read through this journal entry a few days ago, tears started welling up in my eyes. I went through all those things I said I wanted so badly and discovered that God had given me everythng I asked for and more.

Now in January 2016, almost 3 years after writing this prayer, things are so much more different. Actually, I got a job that March, after writing my prayer in January. Though I left that job after I had my baby boy, I found even something better to do.I actually go home feeling happy and satisfied, just like I prayed for.

Of course, there are so many more things I want, but this journal entry written way back in 2013 is an indication that my life has changed, my prayers have been answered and that even my bigger dreams can be accomplished.

I am challenging you today, and myself too.

Write out a letter to God today and outline all the issues you are going through. Go ahead and write out the things that you want, how you want your life to shape up. Then, say a prayer of gratitude, because your prayers are already answered.

Am living testimony.

Now I go off to write a new journal entry and ask for the things I want…(that list might include a few things you want too, such as a house and more peace of mind and heart), then I will stand and watch as God answers my prayers.

Have a lovely week good people!

2016 Savings Plan: Update 1

Hi lovely people!

I hope your week has been awesome!Mine has been good, filled with long work days and potty training evenings!Yea..that is what motherhood entails. In-between everything, I have found little moments of joy especially when laughing with my husband or playing with my toddler. Life is good.

Anyway, onto the serious matter at hand. My post on how we can all save 25,500/= bob by the end of the year was the most popular post ever. I was amazed at how many people were willing to join in the challenge. If you are yet to join us, check out this post for all the details.

Just a reminder, it is not too late to join in. This is only the second Friday of the saving challenge and I know you can do it. If am doing it, anyone can. So print out the saving plan and start saving NOW NOW!!Kama sio saa hii, ni sasa hivi!!

For the update: I have already made my deposit for today, which means there is Ksh: 1,000/= bob in my savings account. It feels so good to say it and just know that am making little but positive steps towards increasing my savings!!

Have you deposied your 500 yet?? Go ahead, DO IT!

2016 Savings Plan largeAnd those who are still waiting on the sidelines, yea I can see you and you and you, c’mon people, join us and lets play together!

Have a beautiful weekend.

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The 2016 Savings Plan: Save 25,500/= this Year

One of my resolutions this year is to save more. All the financial books, tv shows and advisors mention that if you want to have a successful life, you have to learn the at of saving. Of course, am not just following financial advice from books, am doing this out of my own innate desire to have some cash kept away for a rainy day or for something really special that I may want.

I have seen several yearly plans that focus on saving a little cash every week for a whole year. However, most of these plans are in dollars and are not streamlined to fit a Kenyan with low to middle-income.

So, I came up with a plan that is in Kenyan shillings and is also attainable. I thought about this for almost two weeks, and I was especially finding it difficult to come up with an amount that would suit my needs and those of others like me who want to save.

I wanted something ambitious, (because an amount too low will soon become boring), but I still wanted it to be achievable. I initially wanted to replicate a saving plan I had seen in one chama I used to be in where everyone contributed 100 bob everyday. However, I remembered how I struggled on some days to come up with the 100 bob and to have it delivered on time.


To conquer this, I decided that in my savings plan, I would save 500/= bob every Friday for the next 51 Fridays. This translates to 100 bob every weekday, while weekends are rest days. Every Friday, I will make it a habit of depositing 500 bob on whatever saving platform I choose, be it M-Shwari Lock Savings account or my bank account. I will just have to make sure I have no access to the funds, lest temptations come along.


To keep you motivate, you can choose a specific goal that you want to accomplish using the money saved. For me, the ultimate goal is to cultivate a saving culture within myself and my family, and there might be a few things I want to buy at the end of it all. Halfway through, I might withdraw the saved amount and transfer it to my investment kitty to ensure am maximizing interest.


I would love it if you would join me in this challenge. I will attach a picture of the plan, as well as a link to the PDF version of the plan. You can print it and hung it on your wall. Every Friday, I will be ticking one box (on the column titled deposited yes/no) once I make the deposit. By making this plan public, am not only showing my commitment, but am hoping that my readers can keep me accountable.

Fun fact: There will be 53 Fridays in 2016. My challenge started 2 weeks late, hence I will be saving for 51 Fridays. 2016 Savings Plan largeYou can send me a message via my Facebook Page, so that we can keep each other accountable.

Print the picture above for more info. Link to PDF version below.

2016 Savings Plan pdf

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My guiding word for 2016: JOY

Happy New Year friends!

I know. It’s already the 13th of January and things are picking up pretty fast in the New Year. I hope you and your families are doing well and that everything is going as you want it to.

Now, we have all been taught to make resolutions when starting a New Year. Resolutions are merely the goals and objectives that we want to achieve in the New Year. However, most people forget about their resolutions within a week, with only a handful of people accomplishing what they set out in January.

I find some resolutions to be too vague, yet I like to be specific. In order to increase my chances of success in the New Year, I adopted a concept that I learned from my fellow bloggers a few years back.

It’s pretty simple. At the beginning of the year, you choose a word that will be a reminder of what you want to achiee throughout the year.

The beauty in his process is that one word is easier to remember and focus on as opposed to a myriad of resolutions. Don’t get me wrong, I still make a list of goals and objectives(In fact, am planning to do a post on this later thi week), but they are all guided by my word for the year.

In many cases, I start thinking about my word around Christmas, and it eventually comes to me by the start of the year.

My word for 2016 is JOY.

JOYI have been thinking a lot about my life over the holidays, and the different roles I play in this world. I have also been really focusing on finding myself again, and thinking about the things I would love to do this year to enrichmy life and find more happiness.

Joy basically means great pleasure, delight, immene happiness, bliss and gladness.

Now, who wouldn’t want more of that in their life.

I purposefull intend to participate in activities that bring me joy, and dissasociate myself from things that rob me of my precious joy. I know this will take purposed and deliberate actions from my part and am willing to do the work.

This will mean saying no to some things and some people, as well as saying yes to some things that I might have been afraid to try out.

Choosing this word means that whenevr am faced with a sticky situation, I might have to ask whether that particular thing or person brings me joy. The answer will determine how I move forward.

Joy. I intend to find it in everything I do this year.


If you were to choose just one word to describe your focus or attitude this year, what would it be. This practice has been superbly helpful to me and I definitely think that you should try it.

One word. JOY.